Begin by selecting a hearty, grainy bakery bread, ideally sliced about half an inch thick. Lightly toast the slice in a toaster or on a skillet over medium heat for 2-3 minutes, until golden brown and crisp.

Spread a generous amount of reduced-fat chive and onion cream cheese evenly across the warm slice.

Slice the perfectly ripe, garden-fresh tomato into thick rounds about a quarter-inch thick. Arrange these tomato slices on top of the cream cheese.

Sprinkle a pinch of fleur de sel over the tomato slices and serve immediately while the bread is still warm.